Arkansas Insurance Adjuster Practice Exam

Does PIP cover the type of expense the Joneses are facing while Sarah recovers?

1. Yes, partially

2. Yes, fully

3. No, not at all

4. Not mentioned

The correct answer is: Yes, partially

PIP stands for Personal Injury Protection, which is a type of car insurance coverage that helps pay for medical bills and lost wages resulting from a car accident. It is designed to cover expenses related to injuries sustained in a car accident, regardless of who is at fault. Since Sarah is recovering from an injury, it is likely that PIP would cover at least a portion of the expenses the Joneses are facing. However, it may not cover the expenses fully, as PIP coverage limits vary depending on the insurance policy. Option C, "No, not at all," is incorrect because PIP does provide coverage for medical expenses. Option B, "Yes, fully," may also be incorrect because, as mentioned, PIP coverage limits vary and may not cover all of the expenses. Option D, "Not mentioned," is also incorrect because the question specifically asks about PIP coverage.