Arkansas Insurance Adjuster Practice Exam

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Question: 1 / 400

Which is TRUE for Logan who enjoys flying a small plane on weekends alone?

No need for liability insurance

Should buy Bodily Injury Excluding Passengers and Property Damage Liability

Logan should buy Bodily Injury Excluding Passengers and Property Damage Liability insurance. The other options are incorrect because Option A is incorrect because even if Logan flies alone, unexpected situations can happen which may cause property damage or bodily injury to someone else, resulting in him/her being held liable. Option C is incorrect because Logan may sometimes carry passengers in his plane and if an accident happens during that time, he would not have the necessary insurance to cover their medical expenses. Option D is incorrect because Logan can still purchase a single limit liability policy without Passenger Bodily Injury liability, but it is recommended to have this coverage in case he carries passengers.

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Required to purchase Passenger Bodily Injury liability insurance

Can't get a single limit liability policy without Passenger Bodily Injury liability

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