Arkansas Insurance Adjuster Practice Exam

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An insurance adjuster will do all of the following regarding a claim EXCEPT:

investigate the claim.

determine if the claim falls under the coverage of the insurance policy.

decide whether the claim has any merit.

protect the insurer from the claim.

An insurance adjuster will not protect the insurer from the claim because their role is to impartially evaluate and process claims for the insurer, not to actively defend the insurer's interests. This can be done through investigating the claim, determining its coverage under the insurance policy and deciding its merit based on the available evidence. Therefore, all of the other options A, B, and C are things that an insurance adjuster is responsible for, while D is not.

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