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A dwelling policy would NOT be appropriate for:

  1. a motorhome owned by an individual

  2. a single-family home wholly rented out

  3. a duplex owned by an individual

  4. a four-plex owned by a corporation

The correct answer is: a motorhome owned by an individual

A dwelling policy is specifically designed to provide coverage for a residential home occupied by its owner. Options B, C, and D involve rental properties which would require a different type of policy, such as a landlord or business policy. Option A involves a motorhome, which is not a residential structure and therefore not suitable for a dwelling policy.