Arkansas Insurance Adjuster Practice Exam

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Jimmy hires a security guard and installs a surveillance system to reduce his commercial property policy premiums through the:

  1. Security, Surveillance and Alarm endorsement

  2. Protective Safeguard endorsement

  3. Protective Guardian endorsement

  4. Risk Reduction endorsement

The correct answer is: Protective Safeguard endorsement

Jimmy is trying to reduce his commercial property policy premiums by hiring a security guard and installing a surveillance system. The Protective Safeguard endorsement is the most appropriate choice as it specifically provides coverage for the installation of security measures such as a security guard and surveillance system. Options A, C, and D do not mention anything about security measures or endorsements for them, making them incorrect choices.

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