Arkansas Insurance Adjuster Practice Exam

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Ace your Arkansas Insurance Adjuster Exam. Featuring multiple-choice questions, flashcards, and detailed explanations. Ensure your success!

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Ricky was awarded $150,000 to cover his medical bills and $2.5 million in __________ due to the permanent nature of his injury after falling at XYZ Stadium.

general damages
tort damages
punitive damages
special damages

The correct answer is: general damages

Ricky was awarded $150,000 to cover his medical bills, which is considered special damages as it is a specific monetary loss that can be calculated. The $2.5 million awarded to him in this case would be considered general damages, as it is a non-monetary loss related to the permanent nature of his injury. Punitive damages are meant to punish the defendant for negligence or wrongdoing, which does not apply in this scenario. Tort damages are another term for general damages, so the answer choice B is also incorrect. Therefore, A is the most appropriate answer as it correctly identifies the type of damages awarded in this case.