Arkansas Insurance Adjuster Practice Exam

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What would be covered under Coverage A in a dwelling policy?

  1. Damage to the land

  2. Gas furnace in the basement

  3. Building materials for a storage shed

  4. Construction tools next to the dwelling

The correct answer is: Gas furnace in the basement

Coverage A in a dwelling policy typically covers the main structure of a home, including the walls, roof, and foundation. Gas furnace in the basement would also fall under this coverage as it is an integral part of the home. Choices A, C, and D are incorrect as they do not pertain to the main structure of the home and would typically be covered under other sections of the policy, such as Coverage B for other structures, Coverage C for personal property, or Coverage E for personal liability.

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