Arkansas Insurance Adjuster Practice Exam

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Ace your Arkansas Insurance Adjuster Exam. Featuring multiple-choice questions, flashcards, and detailed explanations. Ensure your success!

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Which federal law ensures that an individual won't be denied coverage when switching health plans?

IIPPA
FCRA
HIPAA
FICA

The correct answer is: HIPAA

HIPAA (Health Insurance Portability and Accountability Act) is the federal law that ensures individuals cannot be denied coverage when switching health plans. A provides consumers with access to their medical information and places restrictions on who can access this information, but it does not pertain to coverage. B (Fair Credit Reporting Act) regulates how consumer credit information is handled, but is not related to health insurance coverage. D (Federal Insurance Contributions Act) regulates Social Security and Medicare taxes, but does not pertain to health insurance coverage.