Ace your Arkansas Insurance Adjuster Exam. Featuring multiple-choice questions, flashcards, and detailed explanations. Ensure your success!

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Which of the following losses may be covered by Mechanical Breakdown Insurance?

  1. Harry's power steering system failed at 55,000 miles

  2. Someone put sugar in Selma's gas tank

  3. Tina's clutch failed at 100,000 miles

  4. Elliot's windshield wipers cracked shortly after purchase

The correct answer is: Harry's power steering system failed at 55,000 miles

Mechanical Breakdown Insurance is typically used to cover unexpected repairs or failures that are not caused by regular wear and tear. This excludes options B, C, and D, as they involve deliberate or expected damages to the vehicle. Option A, on the other hand, is a common issue that could happen to any vehicle at any time. It is also not something that can be predicted or prevented, making it a perfect scenario for Mechanical Breakdown Insurance coverage.